Living with a cat can be a fascinating experience. Cats offer us a lot of comfort and have unique personalities that make them even more lovable and fascinating. An article from HelpGuide reports that owning cats can actually yield health benefits, too. This includes lowering stress and anxiety, improving cardiovascular health, prevents allergies, and reduces loneliness.
Needless to say, our cats offer us a lot. So as their family, we want to give them the best available care there is, and make sure we’ve got their back if they encounter any incidents. This is where pet insurance comes in.
If you’re wondering whether you should get your cat pet insurance, here are some convincing reasons to do so.
Preparing for accidents
One of the main reasons people get pet insurance is to make provisions in case of accidents. Even if you’ve done everything you can to cat-proof your home — from concealing breakables and fixing electrical cords, to removing poisonous substances — there’s no guarantee that your cats will be completely safe. Cats are particularly vulnerable to choking and fracturing teeth when they gain access to things they shouldn’t eat due to their physiology. They’ve also been known to fall from heights, get bitten by other animals, and get involved in motor vehicle accidents when they go outdoors.
However, you can rest easy knowing that there’s something you can do to prepare for these incidents. Fortunately, pet insurance covers accidents like poisonings, car accidents, or injuries from other animals.
Reducing costs associated with illnesses
Another thing pet insurance typically covers are illnesses. After all, vet fees can cost you a hefty sum. But even if your cats manage to develop illnesses, such as vomiting, diarrhea, or ear infections, pet insurance can help shoulder some of the cost. This is particularly beneficial for common illnesses cats are susceptible to, such as feline immunodeficiency virus, feline leukemia virus, eye problems, and upper respiratory syndrome.
Being able to provide your pets with the best care possible even when they’re in distress can offer everyone in the family a great deal of comfort.
Anticipating hereditary conditions
Some cat breeds are prone to hereditary conditions that can cause them a lot of discomfort. You may notice that Scottish Folds, for example, tend to suffer from degenerative joint disease. Or that Burmese cats can have severe facial abnormalities that can cause health complications. If you know that your cat might be prone to these conditions, then it’s worth investing in pet insurance. A post on pet insurance coverage by Sound Dollar states that several policies cover hereditary conditions. Getting pet insurance from respected providers ensures that you don’t have to pay out of pocket for your pets’ genetic diseases.
Getting the best preventive care
Routine preventative care can help your pets live a happier and healthier life. It also helps avoid serious illnesses and extends your cat’s life. Pet insurance already covers costs for most illnesses and accidents, but getting wellness coverage can provide you with even more benefits for your pets.
Wellness plans can cover costs for preventive care like neutering or spaying, dental care, and parasite prevention. They also cover physical exams and blood and urine tests, which are particularly important as cats give very little indication when experiencing pain. This is because cats’ survival instincts keep them from appearing weak to predators.
Easier budgeting
Cats are lovable — but they can also be expensive. Your regular expenses may include routine medical procedures, like check-ups and vaccinations, as well as miscellaneous costs for things like catnip or scratching mats. Our article ‘Cat Feeding – How to Avoid These 5 Common Mistakes While Feeding Your Cat’ illustrates just how much care you have to put into providing the correct diet. Although all the costs add up, having pet insurance that can cover the biggest expenses such as medical bills can help regulate your budget. This helps you freely indulge in all the best stuff for your cat.
Cats are easy to love and you should always look to maximize their safety and well-being. But living with them doesn’t have to put you through a constant state of worry. With pet insurance, you can enjoy caring for your cat and indulging them with the best treats and toys without having to worry about money.
